AI Voicebot for NBFC — Automated EMI Reminders & Loan Collection
Deploy purpose-built AI voice bot services for loan collection and AI calling software for lending. Scale outreach to 100,000+ borrowers daily with sub-600ms latency, bilingual Hinglish fluency, and strict RBI regulatory guardrails.
Live Call Script Preview
RBI Compliant"Namaste Rahul ji, main Vistara Capital se bol rahi hoon. Aapke personal loan account ka EMI ₹8,400 parso due hai. Kya main aapke WhatsApp par instant UPI payment link bhej doon?"
Complete AI Calling Software for Lending & NBFCs
Built specifically to solve high-volume telecalling challenges for non-banking financial companies, microfinance institutions, and digital lending apps.
Pre-EMI Due Date Reminders
Reduce default rates by up to 35%. The AI voicebot contacts borrowers 3 to 5 days prior to auto-debit dates, verifying account balance and sending instant payment links.
AI Loan Collection Voice Bot
Automate early-stage debt collection (DPD 1-30) politely and at scale. Collect promises to pay (PTP), record failure reasons, and lower collection costs by 70%.
DSA & Inbound Lead Qualification
Call back web and app loan applicants within 30 seconds. Verify income eligibility, CIBIL score details, and loan requirements before sending to underwriters.
RBI Regulatory & Audit Compliance
Rest easy with strict compliance controls. AI agents follow non-coercive scripts, dial only within legal hours, and store 100% encrypted call recordings for audits.
DND-Compliant Calling
Every number is automatically screened against the DND/NCPR registry before dialing, with the correct transactional exemptions applied for existing borrowers.
Why Leading NBFCs Choose Vistara AI
Frequently Asked Questions on Voicebot for NBFCs
What is an AI Voicebot for NBFCs and lending companies?
An AI voicebot for NBFCs is an autonomous conversational telecaller that automates outbound loan EMI reminders, pre-due payment alerts, lead qualification for personal/business loans, and DPD 1-30 soft collection calls in natural Hinglish.
How does Vistara AI handle AI Voice Bot Services for Loan Collection?
Vistara AI voice bots call borrowers prior to or on their due date to confirm auto-debits, record payment promises, and dispatch instant payment links via WhatsApp/SMS. For overdue accounts, it logs reasons for delay and negotiates repayment schedules while maintaining strict tone control.
Is the AI Calling Software for Lending compliant with RBI debt collection rules?
Yes. Vistara AI enforces strict RBI telecalling compliance: calling only during permitted hours (8 AM to 7 PM), using polite and non-coercive conversational scripts, maintaining encrypted call logs for regulatory audits, and respecting DND registries.
Can the NBFC voicebot integrate with loan management systems (LMS) and CRMs?
Yes. Vistara AI connects seamlessly via REST APIs and Webhooks to popular LMS platforms, Cashfree, Razorpay, Salesforce, Zoho, and custom databases for real-time payment status sync and hot call transfer to human recovery officers.
Is this AI voicebot for NBFCs DND compliant?
Yes. DND compliant AI calling is a core requirement for lending, not an add-on — the voicebot checks every number against the DND/NCPR registry before dialing, restricts calls to RBI-approved hours, and applies the correct transactional-communication exemptions for existing borrowers, all logged for regulatory audit.
Transform Your NBFC Telecalling Operations Today
Automate loan recovery, EMI alerts, and borrower qualification with India's leading AI voicebot for NBFCs starting as low as ₹2.00/min.